Impact Assessment of PM-Kisan Samman Nidhi Yojana in Karamadai Block of Coimbatore District
Published by: Admin
Authors: Juno A M, Joshika R V and Pranab Das
Abstract
The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme provides direct income support to landholding small and marginal farmers across India. This study assesses the awareness, enrolment, benefit receipt and perceived impact of the scheme among 60 farmers in Karamadai block of Coimbatore district. Awareness of PM-KISAN was relatively high; however, enrolment did not proportionately match awareness, mainly due to documentation and land-title constraints. All registered beneficiaries reported timely receipt of instalments, indicating strong operational efficiency. The financial assistance helped reduce short-term financial stress for a majority of beneficiaries, although improvements in agricultural productivity, capacity building and living standards were modest. Gender disparities were notable, as women farmers faced limited access owing to the absence of land ownership in their names. A majority of the respondents perceived the transfer amount as insufficient to substantially influence farm investment or reduce dependence on informal credit. The findings indicate that while PM-KISAN effectively ensures the timely delivery of benefits, its broader developmental impact remains limited without enhanced inclusion measures, increased financial support and integration with complementary extension and financial services.